Declines in the demand financial planning services led Gilman+Ciocia to a loss of just under $2 million for the year ended June 30, a turnaround from $3.7 million in net income a year earlier, while revenue dropped to $41.6 million, down $18.3 million from $50.9 million from fiscal 2008. Financial planning revenue, by far the largest component of revenue, dropped to $34.2 million, a decrease of 22.8 percent from $44.3 million a year ago.