Before you consider adopting the cloud or any of the "New Firm" mindset, you have to ask yourself if you are willing to be the change. Once you decide, first things, first. Own it! You have to commit. If you teeter, it will be harder. Jump in feet first and feel the shock of the cold water. I'm not saying it won't work if you wade in, I'm just saying it'll be more of a challenge.

As we delve deeper into 2016, I thought I'd share my radical predictions. Here goes:

10) Cloud Technology is going to get more advanced. There will be more players in the space as I have already seen some of their heads pop up. New business owners and next generation customers will continue to embrace and expect it.

I recently wrote a blog post that created quite a stir. It was reposted, received many comments, and I even received a couple of phone calls requesting how to reach and connect with the next generation CPA. Not that I'm surprised. The war for talent is real.