Coverage includes privacy regulation liability to help offset potential fines or penalties from government agencies, along with forensic investigation to identify the source of an attack and any security system failures. It also pays for legal defenses.

Ransomware and social engineering attacks are covered  and recovery from cyber extortion or fraudulent transfer instructions. Only with the $1-million policy option, businesses can be reimbursement for reasonably expected lost net profits and data recovery costs.

Coverage is provided within 24 hours and the service agreement does not require underwriting. There is online self-service for assistance, assistance with claims and access to a cyber security law firm with 24/7 crisis management.